Rich

The best part about failure is KBOO


My Vanguard papers came today in a large package that screamed open me, take me out, surprise! You are Rich Noelle Kristin, Rich beyond imagined hope!

When really what it means to say is: Don't spend it all at the bar you twit, there is a tax penalty you moron, oh and plus also you are taking out your retirement at 25 due in large to personal failure!

So I signed it, I sent it, crossed my fingers and thanked my stars for it. Misfortune comes in all shapes/sizes/amounts. A reminder that cash in lump sums is a deal with devil and I am in his debt.